- HIGH Loan Margin (Up to 90% for Residential, 80% for Commercial Property). But enjoy LOW Interest Rate (BLR - X.XX%).
- LOWER risk compared to other financial products.
- HIGH leveraging on bank loan. You only need to come out with 10%, bank would borrow you up to 90%.
- PROPERTY is an excellent tool to prevent your money from depreciation. It would appreciate together with inflation rate.
- With Property investment, you only pay 5% for RPGT.
Property A, Purchasing price = RM 500,000
You pay downpayment (10%) = RM 50,000
Bank borrow (90%) = RM 450,000
Upon Completion (eg: 24 months):
Property A, Market Value @ RM 750,000. Now, you decide to sell it off @ Market Value.
Profit = RM 750,000 - RM 500,000 (Purchase price)
= RM 250,000 (Before deduct: during construction bank interest (if any), RPGT, legal fee etc.)
You invested RM 50,000, to make RM 250,000 in 2 years.
It is 5x of your invested capital.
Or, extra monthly household income = RM 10,420 (for 24 months)
Have you ever heard ? Property in the same area, and even in the same row. But different people making different amount of profit, or even come to a loss in property disposal. Why?
Because it is greatly depends on what STRATEGY you applies, and how SKILLful you are !!!
